Disclaimer: Main Street Post

Some of you may be wondering if my thoughts were biased in some way (shame on you for thinking for yourselves). Well by the way of full disclosure, perhaps my thoughts were biased. This is because I don't have any "skin in the game." I have not invested so much as a penny in the stock market for the last four plus years. Now perhaps this was a prudent decision, in hindsight of course. So you are right, I don't care about the market perhaps as much as you - its not my money loosing value...right.
Now in my defense, I have had money in the market before, during and after the Dot Com bubble bust. I lost half the value in my portfolio.
Also, I do care about what happens on Wall Street and Main Street. I am a business student who, one day, would like to be an entrepreneur and own my own business. To entrepreneurs easy credit from Wall Street is a heaven sent, not to mention Main Street with excessive amounts of disposable income.
My stance has not changed: people make mistakes, so don't "tie the noose" yet.